#include <iostream>
using namespace std;

struct CDAccountV1
{
    double balance;
    double interestRate;
    int term;
};

void getData(CDAccountV1 &theAccount);

int main()
{
    CDAccountV1 account;
    getData(account);

    double rateFraction, interest;
    rateFraction = account.interestRate / 100.0;
    interest = account.balance * (rateFraction * (account.term / 12.0));
    account.balance = account.balance + interest;

    cout.setf(ios::fixed);
    cout.setf(ios::showpoint);
    cout.precision(2);
    cout << "When your CD matures in "
         << account.term << " months,\n"
         << "it will have a balance of $"
         << account.balance << endl;

    return 0;
};

void getData(CDAccountV1 &theAccount)
{
    cout << "Enter account balance: $";
    cin >> theAccount.balance;
    cout << "Enter account interest rate: ";
    cin >> theAccount.interestRate;
    cout << "Enter the number of months until maturity: ";
    cin >> theAccount.term;
}